Strategy & Transformation in Payments & FinTech
Leading the shift to programmable finance
Strategy & Transformation in Payments & FinTech
Leading the shift to programmable finance
Strategy & Transformation in Payments & FinTech
Leading the shift to programmable finance
About
Scalepoint is a specialist payments and fintech consultancy, and a recognised source of insight on the evolving financial ecosystem.
We go beyond strategy to deliver hands-on support—aligning teams, enabling transformation, and driving meaningful change. Our work spans banks, fintechs, platforms, merchants, and policymakers—bringing strategy, insight, and execution together.
Alongside client work, we publish Scalepoint Briefing, a Substack read by industry leaders, and host The Scalepoint Podcast, focused on the future of payments, finance, and programmable money.
In addition, Scalepoint Labs explores the next wave of innovation—incubating both client initiatives and our own ideas, prototyping MVPs, and testing new models through hands-on experimentation.
Latest Insights, Blogs & Podcasts
Latest Insights
Explore the latest from Scalepoint Briefing and The Scalepoint Podcast: Delivering sharp insight on the unbundling of finance - helping you stay ahead as payments and money go programmable
Explore the latest from Scalepoint Briefing and The Scalepoint Podcast: Delivering sharp insight on the unbundling of finance - helping you stay ahead as payments and money go programmable
What We Do
Explore Our Practice Areas and Client Solutions—Covering the Full Range of Consulting Capabilities from Strategy Through to Delivery
Market & Competitive Intelligence
Research-led insight to inform decisions—covering market analysis, competitor benchmarking, ecosystem mapping, and regulatory developments. Helps clients understand where to play, how to differentiate, and how to respond to shifts in infrastructure and business models.
Market & Competitive Intelligence
Research-led insight to inform decisions—covering market analysis, competitor benchmarking, ecosystem mapping, and regulatory developments. Helps clients understand where to play, how to differentiate, and how to respond to shifts in infrastructure and business models.
Market & Competitive Intelligence
Research-led insight to inform decisions—covering market analysis, competitor benchmarking, ecosystem mapping, and regulatory developments. Helps clients understand where to play, how to differentiate, and how to respond to shifts in infrastructure and business models.
Product & GTM Strategy
Strategy and direction to shape product, go-to-market, and monetisation models—identifying high-impact use cases, designing compelling propositions, and helping you navigate the shift from legacy payments to programmable finance.
Product & GTM Strategy
Strategy and direction to shape product, go-to-market, and monetisation models—identifying high-impact use cases, designing compelling propositions, and helping you navigate the shift from legacy payments to programmable finance.
Product & GTM Strategy
Strategy and direction to shape product, go-to-market, and monetisation models—identifying high-impact use cases, designing compelling propositions, and helping you navigate the shift from legacy payments to programmable finance.
Digital Transformation & Change
Targeted initiatives that unlock real value and deliver scalable growth, operational alignment, and stronger market positioning. It’s not about transforming everything; it’s about transforming what matters.
Digital Transformation & Change
Targeted initiatives that unlock real value and deliver scalable growth, operational alignment, and stronger market positioning. It’s not about transforming everything; it’s about transforming what matters.
Digital Transformation & Change
Targeted initiatives that unlock real value and deliver scalable growth, operational alignment, and stronger market positioning. It’s not about transforming everything; it’s about transforming what matters.
Regulation, Governance and Risk
Regulatory strategy, policy development, and governance frameworks. Our focus is on embedding compliance and resilience into the operating model from the outset — enabling innovation without eroding trust.
Regulation, Governance and Risk
Regulatory strategy, policy development, and governance frameworks. Our focus is on embedding compliance and resilience into the operating model from the outset — enabling innovation without eroding trust.
Regulation, Governance and Risk
Regulatory strategy, policy development, and governance frameworks. Our focus is on embedding compliance and resilience into the operating model from the outset — enabling innovation without eroding trust.
From Use Case to MVP
We help identify high-impact use cases, shape early-stage propositions, and build MVP solutions to test, learn, and refine. From product–market fit to ecosystem design and API governance, we support go-to-market execution with a clear path from concept to traction.
From Use Case to MVP
We help identify high-impact use cases, shape early-stage propositions, and build MVP solutions to test, learn, and refine. From product–market fit to ecosystem design and API governance, we support go-to-market execution with a clear path from concept to traction.
From Use Case to MVP
We help identify high-impact use cases, shape early-stage propositions, and build MVP solutions to test, learn, and refine. From product–market fit to ecosystem design and API governance, we support go-to-market execution with a clear path from concept to traction.
Training, Learning & Enablement
Executive briefings, workshops & targeted learning programmes and practical enablement to help teams align, adopt, and deliver programmable finance.
Training, Learning & Enablement
Executive briefings, workshops & targeted learning programmes and practical enablement to help teams align, adopt, and deliver programmable finance.
Training, Learning & Enablement
Executive briefings, workshops & targeted learning programmes and practical enablement to help teams align, adopt, and deliver programmable finance.
Who We Are
Bringing Expertise Across Payments, Fintech, SaaS Platforms, and the Wider Financial Services Ecosystem
— Martin Koderisch
CEO & FOUNDER
Scalepoint is led by Martin Koderisch, a product and strategy expert with over 20 years’ experience in payments and fintech.
He combines deep sector knowledge with a strong track record in transformation and leadership—helping organisations navigate change, align teams, and deliver at scale.
He has worked across the ecosystem—from global networks and fintech startups to SaaS platforms and regulators—bringing deep insight into the commercial, regulatory, and technical shifts reshaping the industry.
To support delivery at scale, Scalepoint draws on a trusted network of partners and associates, offering deep domain expertise and flexible capacity across strategy, design, and execution.
Find Martin on LinkedIn
Card Schemes
Acquirers & PSPs
Issuers
Open Finance
B2B SaaS Platforms
Embedded Finance
Cross-border Payments
Open Banking & A2A
CBDCs
Stablecoins
— Martin Koderisch
CEO & FOUNDER
Scalepoint is led by Martin Koderisch, a product and strategy expert with over 20 years’ experience in payments and fintech.
He combines deep sector knowledge with a strong track record in transformation and leadership—helping organisations navigate change, align teams, and deliver at scale.
He has worked across the ecosystem—from global networks and fintech startups to SaaS platforms and regulators—bringing deep insight into the commercial, regulatory, and technical shifts reshaping the industry.
To support delivery at scale, Scalepoint draws on a trusted network of partners and associates, offering deep domain expertise and flexible capacity across strategy, design, and execution.
Find Martin on LinkedIn
Card Schemes
Acquirers & PSPs
Issuers
Open Finance
B2B SaaS Platforms
Embedded Finance
Cross-border Payments
Open Banking & A2A
CBDCs
Stablecoins
— Martin Koderisch
CEO & FOUNDER
Scalepoint is led by Martin Koderisch, a product and strategy expert with over 20 years’ experience in payments and fintech.
He combines deep sector knowledge with a strong track record in transformation and leadership—helping organisations navigate change, align teams, and deliver at scale.
He has worked across the ecosystem—from global networks and fintech startups to SaaS platforms and regulators—bringing deep insight into the commercial, regulatory, and technical shifts reshaping the industry.
To support delivery at scale, Scalepoint draws on a trusted network of partners and associates, offering deep domain expertise and flexible capacity across strategy, design, and execution.
Find Martin on LinkedIn
Card Schemes
Acquirers & PSPs
Issuers
Open Finance
B2B SaaS Platforms
Embedded Finance
Cross-border Payments
Open Banking & A2A
CBDCs
Stablecoins
Over the past decade, Martin has led 75+ strategy and growth initiatives across Europe, North America, MENA, and Asia-Pacific - delivering value for clients ranging from global payment networks and acquirers to cross-border providers and SaaS platforms.
Over the past decade, Martin has led 75+ strategy and growth initiatives across Europe, North America, MENA, and Asia-Pacific - delivering value for clients ranging from global payment networks and acquirers to cross-border providers and SaaS platforms.
Over the past decade, Martin has led 75+ strategy and growth initiatives across Europe, North America, MENA, and Asia-Pacific - delivering value for clients ranging from global payment networks and acquirers to cross-border providers and SaaS platforms.
> 75
> 75
Project Completed
Project Completed
> $100m
> $100m
In Value Delivered
In Value Delivered
> 4
> 4
Global Regions Covered
Global Regions Covered
< 6 Weeks
< 6 Weeks
Average Time To Value
Average Time To Value
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