Strategy & Enablement For The Future Of Payments & Finance: Open, API-first, And Embedded

I help fintechs, banks, merchants, platforms, and regulators respond to the unbundling of finance—turning API-led strategy into scalable products, aligned teams, and market adoption

Strategy & Enablement For The Future Of Payments & Finance: Open, API-first, And Embedded

I help fintechs, banks, merchants, platforms, and regulators respond to the unbundling of finance—turning API-led strategy into scalable products, aligned teams, and market adoption

About

Scalepoint Partners is a specialist consulting firm for the future of finance: open, API-first, and embedded.
I work with fintechs, banks, platforms, and regulators to design strategies, develop use cases, and build capabilities through targeted learning and practical enablement. Our focus spans API-led payments, financial data, and embedded finance—bridging product, policy, and go-to-market delivery.

Learning & Enablement

Learning & Enablement

We support product, commercial, and policy teams through targeted learning and practical workshops—enabling teams to align, adopt, and deliver Open Finance and embedded financial services across payments, data, and API-led infrastructure.

We support product, commercial, and policy teams through targeted learning and practical workshops—enabling teams to align, adopt, and deliver Open Finance and embedded financial services across payments, data, and API-led infrastructure.

Strategic Advisory

Strategic Advisory

We work with senior leadership to shape strategy, monetisation models, and platform direction - helping banks, fintechs, platforms, and regulators navigate the shift from legacy payments to programmable infrastructure, advising on Open Banking, embedded A2A models, API monetisation, and consent-led product design.

We work with senior leadership to shape strategy, monetisation models, and platform direction - helping banks, fintechs, platforms, and regulators navigate the shift from legacy payments to programmable infrastructure, advising on Open Banking, embedded A2A models, API monetisation, and consent-led product design.

— Martin Koderisch

CEO & FOUNDER

Scalepoint Partners is led by Martin Koderisch, a strategy advisor with over 20 years of experience across payments, fintech, and financial infrastructure.

Martin has worked with global networks, fintech startups, SaaS platforms, and regulators—bringing deep insight into the commercial, regulatory, and technical shifts reshaping the industry.

Find Martin on LinkedIn

  • Card Schemes

  • Acquirers & PSPs

  • Issuers

  • Open Finance

  • B2B SaaS Platforms

  • Embedded Finance

  • Cross-border Payments

  • Open Banking & A2A

  • API-Led Finance

  • Open Data Ecosystems

  • Card Schemes

  • Acquirers & PSPs

  • Issuers

  • Open Finance

  • B2B SaaS Platforms

  • Embedded Finance

  • Cross-border Payments

  • Open Banking & A2A

  • API-Led Finance

  • Open Data Ecosystems

— Martin Koderisch

CEO & FOUNDER

Scalepoint Partners is led by Martin Koderisch, a strategy advisor with over 20 years of experience across payments, fintech, and financial infrastructure.

Martin has worked with global networks, fintech startups, SaaS platforms, and regulators—bringing deep insight into the commercial, regulatory, and technical shifts reshaping the industry.

Find Martin on LinkedIn

  • Card Schemes

  • Acquirers & PSPs

  • Issuers

  • Open Finance

  • B2B SaaS Platforms

  • Embedded Finance

  • Cross-border Payments

  • Open Banking & A2A

  • API-Led Finance

  • Open Data Ecosystems

Over the past decade, Martin has led 75+ strategy and growth initiatives across Europe, North America, MENA, and Asia-Pacific - delivering value for clients ranging from global payment networks and acquirers to cross-border providers and SaaS platforms.

Over the past decade, Martin has led 75+ strategy and growth initiatives across Europe, North America, MENA, and Asia-Pacific - delivering value for clients ranging from global payment networks and acquirers to cross-border providers and SaaS platforms.

Over the past decade, Martin has led 75+ strategy and growth initiatives across Europe, North America, MENA, and Asia-Pacific - delivering value for clients ranging from global payment networks and acquirers to cross-border providers and SaaS platforms.

> 75

> 75

Project Completed

Project Completed

> $100m

> $100m

In Value Delivered

In Value Delivered

> 4

> 4

Global Regions Covered

Global Regions Covered

< 6 Weeks

< 6 Weeks

Average Time To Value

Average Time To Value

Schedule a call to explore how our services can drive API monetization and embedded finance growth. Let’s discuss real case studies and tailor strategies to your needs!

Latest Insights, Blogs & Podcasts

OpenFintel Project:
New Tools for Open Banking API Performance

Open Banking is transforming financial services, driving innovation across fintechs, banks, enterprises, and merchants. As regulations evolve and premium APIs emerge, businesses need reliable data and performance insights to navigate this increasingly complex landscape.

OpenFintel is a Scalepoint Partners initiative focused on improving Open Banking API performance. Initially designed as a backend developer tool, OpenFintel is being developed to help monitor, optimize, and enhance Open Banking API reliability and integration efficiency.

As Open Banking expands into Open Finance, ensuring API performance, uptime, and stability is critical for developers, fintechs, and financial institutions. OpenFintel is currently in development, with ongoing research into performance insights and commercialization strategies for Open Banking APIs.

Visit the OpenFintel landing page to follow our progress and download our White Paper for early insights into API performance challenges and solutions.

Open Banking is transforming financial services, driving innovation across fintechs, banks, enterprises, and merchants. As regulations evolve and premium APIs emerge, businesses need reliable data and performance insights to navigate this increasingly complex landscape.

Now, Open Banking is expanding into Open Finance, unlocking new opportunities while also introducing challenges in provider selection, API stability, and pricing models. Ensuring seamless integration and performance is more critical than ever.

OpenFintel, a Scalepoint Partners initiative, is dedicated to researching and developing new tools that empower developers to monitor, optimise, and enhance Open Banking API performance- helping businesses build more reliable and efficient financial services.

Visit our dedicated OpenFintel landing page to learn more and download our White Paper for an in-depth analysis.


Leading Open Banking API Aggregators in the UK & Europe
Leading Open Banking API Aggregators in the UK & Europe

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How to Choose the Best Open Banking Provider: 6 Key Factors
How to Choose the Best Open Banking Provider: 6 Key Factors

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Why API Performance Monitoring Matter in Open Banking
Why API Performance Monitoring Matter in Open Banking

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