Strategic Finance for Payments and Fintech Platforms

ScalePoint is an independent strategic finance advisory practice focused on complex, platform driven payments and fintech businesses, combining operating judgement with financial discipline

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Tension

Strategy Risks Outrunning Its Economics

In high complexity payments ecosystems, volume can scale while margins drift and assumptions go untested

In complex payments ecosystems, growth can scale while margins drift and assumptions go untested. As integration, regulatory and capital pressures increase, the gap between high level intent and operational and financial reality widens. Volume expands. Capital is committed. The underlying economics are not always examined with equal rigour.

Response

Embedding Financial Rigour at the Front End of Strategic Decisions

Working alongside leadership teams to translate intent into disciplined operational and financial execution

We examine growth trajectory and return logic at the macro level, and test the unit economics that ultimately determine outcomes at the micro level.

Whether shaping new initiatives or optimising established businesses, the focus is on ensuring that value drivers are properly understood and optimised. 

By connecting the two, we ensure execution remains economically coherent and trade offs are explicit.

Differentiator

The Operator’s Advantage

Strategy informed by operating and financial reality

With more than two decades in fintech strategy and senior operating roles, underpinned by early training in investment banking and corporate development, my background bridges strategy, finance and execution. I approach strategic questions from a strategy perspective, but with a clear understanding of capital structures, unit economics and financial consequence.

The advice given is shaped by having operated inside businesses, managed growth targets and navigated board level scrutiny directly. Engagements are led personally, ensuring direct access to a partner who understands both the strategic ambition and the financial discipline required to deliver it.

Impact

Client Contexts and Case Studies

Assessment

Strategic Review

A 30-minute diagnostic for executives navigating complexity

The Session: Identifying blind spots in your commercial or regulatory trajectory.

The Result: Immediate clarity on margin preservation or your growth narrative

If there is a strategic fit, we define the engagement. If not, you gain a senior operator’s perspective on your trajectory.

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Strategic Finance for Payments and Fintech Leaders

London - Barcelona


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