Insights and Tools
Operational Intelligence for FinTech Leaders
AI Is Breaking the Zero Marginal Cost Assumption in Payments and Fintech
AI Is Breaking the Zero Marginal Cost Assumption in Payments and Fintech
AI introduces usage-linked cost into products that were designed to scale cheaply
AI introduces usage-linked cost into products that were designed to scale cheaply
Strategy Through the Lens of Economics
Strategy Through the Lens of Economics
Where strategy becomes real, from market narratives through to economics, execution, and capital decisions
Where strategy becomes real, from market narratives through to economics, execution, and capital decisions
The Revenue Narrative for Flow Businesses
The Revenue Narrative for Flow Businesses
Flow businesses tangle market performance with business performance. Here is a framework for separating them.
Flow businesses tangle market performance with business performance. Here is a framework for separating them.
Reporting Is Not Strategy: The Case for Strategic Finance in Fintech
Reporting Is Not Strategy: The Case for Strategic Finance in Fintech
Strategic finance closes the gap between knowing your numbers & actually influencing the decisions.
Strategic finance closes the gap between knowing your numbers & actually influencing the decisions.
Launching the ScalePoint Strategic Finance Toolkit for Payments and Fintech — Starting with Pricing Sensitivity
Launching the ScalePoint Strategic Finance Toolkit for Payments and Fintech — Starting with Pricing Sensitivity
Practical web apps and Excel tools for pricing, unit economics, and structural diagnostics
Practical web apps and Excel tools for pricing, unit economics, and structural diagnostics
Can Strategic Finance Be Systematised?
Can Strategic Finance Be Systematised?
Strategic finance repeatedly answers the same questions, yet the analysis behind them is still built manually
Strategic finance repeatedly answers the same questions, yet the analysis behind them is still built manually
Agentic AI in Finance: Why Maturity Comes Before Machines
Agentic AI in Finance: Why Maturity Comes Before Machines
Agentic AI in fintech finance only delivers value when the CFO office progresses through a maturity path
Agentic AI in fintech finance only delivers value when the CFO office progresses through a maturity path
Private Equity After the Reset: From Capital Abundance to Capital Discipline
Private Equity After the Reset: From Capital Abundance to Capital Discipline
PE's current test is whether the underlying economic engine can compound without continuous external subsidy
PE's current test is whether the underlying economic engine can compound without continuous external subsidy
When Smartsheet Actually Makes Sense
When Smartsheet Actually Makes Sense
An opinionated view on when Smartsheet is genuinely useful—and when it isn't—based on regulated fintech work.
An opinionated view on when Smartsheet is genuinely useful—and when it isn't—based on regulated fintech work.
When Operating Models Outgrow Spreadsheets
When Operating Models Outgrow Spreadsheets
The moment spreadsheets stop being helpful and start being dangerous—and what actually breaks under scale.
The moment spreadsheets stop being helpful and start being dangerous—and what actually breaks under scale.