Fintech and Venture Capital in Spain: A View from Barcelona
How big Spain's fintech and payments scene is, what Barcelona adds to it, and where Spanish companies tend to get stuck.
Notes on payments and fintech, what AI changes, and where the advantage actually sits.
How big Spain's fintech and payments scene is, what Barcelona adds to it, and where Spanish companies tend to get stuck.
A signed-off plan leaves most of the commercial decisions unmade. Two lenses on what happens next.
Why the next decade of fintech will be defined by infrastructure and operational embeddedness.
AI introduces usage-linked cost into products that were designed to scale cheaply.
How your AI architecture determines whether costs scale with you or against you.
Where strategy becomes real, from market narratives through to economics, execution and capital decisions.
Flow businesses tangle market performance with business performance. Here is a framework for separating them.