Research / Overview
Overview
The headline results so far, where to start, and what's coming next.
Where to start
The research asks three questions. Start with the one you need answered.
How good are the AI products vendors sell?Vendors19 vendors selling reconciliation in the UK and Europe, each with its AI maturity, what the AI does and the source.
How well, and how cheaply, do the models do the work?Model testsEvery model's mistakes in pounds against what it costs to run.PricesCost a year for each model at your own volume.
Should you buy, build or combine the two?Cluster reportsA verdict for each type of firm, with the vendor detail and build costs behind it. Reconciliation is in preparation.
Want the whole picture first? See all 51 processes on the process map →
Coming next
Being built
Test 2: reconciling card and payout income
Each model gets a month of an invented merchant group's settlement files, bank lines, ledger and acquirer contract, and has to find and value every difference.
About the test →
2 of 11 clusters of processes under way. See all clusters →
In preparation
Reconciliation cluster report
The vendors, how the models did on the test, and what building it yourself would cost to run, for 10 reconciliation processes. Paid, and available on request.
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What's new
- Prices: cost a year for all 34 models at your own volume.
- Process map: 51 processes in payments and finance operations, across six types of firm.