Core Thinking

These essays set out the thinking behind my work. They focus on where value creation breaks down in practice, and how execution starts to strain as payments and fintech businesses scale under regulatory, technological, and organisational pressure.

green leaf on white surface

What Sits Behind Most Execution Breakdowns

An operating model describes how work really gets done, beyond org charts, process maps, and formal design.

white and gray ship on sea under gray sky

Why Strategy Fails Without an Operating Model

How operating models shape execution, control, and scalability in payments and regulated digital businesses

The Anatomy of Operating Models

In fintech and payments, outcomes depend less on strategy than on the operating systems beneath products.

Why Operating Models Matter More Than Ever in the Age of AI

AI is pushing a lot of companies to step back and look at how work really gets done inside the organisation.

Find out more

Connect with me on LinkedIn

Send me an email martin@scalepointpartners.com

More About me

How I typically engage 

Read my core thinking